SokCash 2.1

SOKGLOBAL TECHNOLOGIES LIMITED – Freeware – Android

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At SokCash, we assist users in locating appropriate and licensed cash lenders or platforms for their borrowing needs. While the lenders or platforms we recommend may not be directly affiliated with SokCash, we are committed to ensuring they are qualified and able to provide the financial support you require.

What We Do SokCash does not offer loan services directly. Our primary function is to connect users with financial service providers or licensed loan lenders.

What You Do as a User As a user, you will specify the amount you wish to borrow and pay a nominal recommendation fee, which facilitates our search for a suitable lender or platform near you.

Loan Amount NGN 50,000 to NGN 2,000,000

Loan Characteristics (Please note that these characteristics may vary depending on the lender or platform recommended by SokCash.) 
- Minimum Annual Percentage Rate (APR): 10% 
- Maximum APR: 33% (reducing balance) 
- Minimum repayment period: 3 months 
- Maximum repayment period: 12 months

A Representative Example of the Total Cost of Loan: 
- Amount Borrowed (Principal): NGN 20,000 
- Interest Rate (APR): 18% - 33% 
- Tenure: 12 months 
- Amount Disbursed: NGN 20,000 
- Your EMI Amount: NGN 2,315 (sample monthly payment based on PMT method) 
- Interest Amount: NGN 2,315 x 12 - NGN 20,000 = NGN 7,780 (sample interest calculation) 
- Total Cost of Loan: Interest Amount + Principal = NGN 7,780 + NGN 20,000 = NGN 27,780

Fees Recommendation Fees range from NGN 1,050 to NGN 3,050, depending on the type of lender requested.

Fee Refunds To enhance user trust, SokCash offers refunds exclusively to cash requestors who cannot contact their recommended lender through any means. In such cases, the amount will be refunded to your SokCash balance for future use. We pride ourselves on maintaining a secure and reliable platform while striving for high customer satisfaction.

Working Hours SokCash operates 24/7.

Speed We value your time and have designed SokCash to be efficient and hassle-free.

Some Features Include:
<ul>
<li>Secure Access: Employing the highest levels of internet security with 256-bit SSL encryption.</li>
<li>Easy Navigation: Our platform is designed for user-friendliness and straightforward usage.</li>
<li>Payment Made Easy: Secure payment options such as USSD payments and bank transfers are available for paying the recommendation fee.</li>
<li>Request & Receive Cash: We are dedicated to identifying suitable lenders or platforms during our working hours.</li>
<li>24/7 Customer Support: Customer experience is our priority. We welcome feedback and address complaints promptly, ensuring no issue is too minor.</li>
</ul>

If you have any questions, please reach out to us at services@sokcash.com.

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